What is an Annuity?

The simplest way to describe an annuity is as a guaranteed income, or pension, for the rest of your life. The amount of income you receive will primarily be based on the size of your retirement fund and will vary by your age at retirement and gender.

At CERS we offer a variety of annuities, for example:

  • Choice of guaranteed periods
  • Level or increasing payment options
  • With or without spouses pension


You may be liable to pay income tax on income from an annuity.

Frequently Asked Questions

For a list of our most commonly asked questions, visit our FAQs

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