Switch Between Funds
If you are a Defined Contribution member or pay AVCs with CERS, then your contributions will automatically be invested in the default strategy, unless an appropriate written instruction has been received by CERS instructing that the assets should be invested in one of the other funds.
If you decide that you no longer want to be invested in the default strategy you will need to send us a clear written instruction detailing how you wish to invest your existing fund and future contributions
Please visit our forms section to download an Investment Instruction form.
This form can either be returned via email (firstname.lastname@example.org), or posted to the administration team.
Investment instructions are not effective or accepted by CERS until the CERS team confirms receipt of those instructions to you. When you send in a switch instruction, you are advised to contact CERS if you do not receive an acknowledgement of your instruction. The Trustee and the administration of CERS will not accept responsibility for not processing instructions that for whatever reason have not been confirmed to you. Where an instruction is deemed by CERS to be ambiguous or incapable of being performed; it will not be implemented.
You can make four free switches per year. A charge of €50 will apply for each subsequent switch in that year.
The investment choices offered by the Trustee will be regularly reviewed and may be varied from time to time.
The current range of investment choices are outlined on our Investment Funds page.
This note is for information only and does not constitute financial or other professional advice.
We recommend that you should take investment advice when considering your investment choices. The CERS Trustee preferred financial adviser is Milestone Advisory DAC. You can contact the Milestone team or your own financial adviser to assist you to review your investment choices. Milestone Advisory DAC can be contacted via the website (www.milestoneadvisory.ie), by post, Linden House, 4 Clonskeagh Square, Clonskeagh, Dublin 14, D14 FH90 or by email (email@example.com).